System is developed to generate the loan account information in the prescribed formats as per TransUnion Guidelines. It is important to generate the data in the proper format and mapping, which is taken care of in the system.
Below formats are generated for monthly submission by extracting loan account data from CBS with various types of mappings provided by CIBIL:
- Consumer data: Provide data of all accounts having credit facilities in the names of individuals only.
- Commercial: Provide data of all credit facilities in the names of non-individuals only.
- Cross reporting: Guarantor data generation.
Since this is large data and the format is complex, Excel reporting facility is provided to review the data in a readable format.