It helps with customer assessment and assists in the decision-making process for lending.

System provides the following features:

1. Capture organization-specific details, including directors’ information, account status with various banks, security and insurance details, associated firm details, etc.
2. Capture loan requirements, inspection visit details, audit information, project cost details, required/recommended limit details, etc.
3. Capture balance sheet data (projected/actual) and compute different financial indicators such as fund flow, MPBF (Maximum Permissible Bank Finance), DSCR (Debt Service Coverage Ratio), sensitivity analysis, etc.
4. Generate a proposal note in PDF format for submission to senior management/board of directors for review and approval.